Terms and Conditions
Fargo Funding – Terms and Conditions
Last Updated: [9/10/25]
Welcome to Fargo Funding (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, services, and funding application process. By accessing our website or submitting an application, you (“Client,” “you,” or “your”) agree to be bound by these Terms. Please read them carefully.
1. Eligibility and Use of Services
1.1 You represent and warrant that you are at least 18 years of age and legally authorized to enter into binding agreements on behalf of your business.
1.2 By submitting an application, you confirm that all information provided is accurate, complete, and truthful to the best of your knowledge.
1.3 Our services are intended for lawful business purposes only. You agree not to use our services for any illegal, fraudulent, or unauthorized activities.
2. No Guarantee of Approval or Funding
2.1 Fargo Funding is a facilitator of funding solutions and may work with third-party lenders, partners, and service providers (“Funding Partners”).
2.2 Submission of an application does not guarantee approval, funding, or any particular terms of financing. All funding decisions are made at the sole discretion of our Funding Partners.
2.3 Fargo Funding is not liable for any denial of credit, modification of terms, or actions taken by third-party Funding Partners.
3. Application Submission and Processing
3.1 By submitting an application, you consent to the collection, storage, use, and transmission of your information by Fargo Funding and its Funding Partners.
3.2 You acknowledge and agree that your information may be shared with third-party providers for the purpose of evaluating, processing, and funding your application.
3.3 You consent to receive communications (including email, phone calls, and SMS) regarding your application, potential funding offers, and related services.
3.4 You agree that Fargo Funding is not responsible for errors, delays, or interruptions caused by third-party processing systems, technology providers, or Funding Partners.
4. Disclaimers of Warranties
4.1 Fargo Funding provides its services on an “as is” and “as available” basis without any warranties of any kind, express or implied.
4.2 We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of information.
4.3 We do not warrant that funding will be secured, that communications will be uninterrupted, or that any errors will be corrected.
5. Limitation of Liability
5.1 To the fullest extent permitted by Florida law, Fargo Funding, its officers, directors, employees, affiliates, agents, and Funding Partners shall not be liable for any damages of any kind, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from or related to your use of our website, services, or funding application.
5.2 In no event shall Fargo Funding’s total liability exceed one hundred dollars ($100), regardless of the cause of action.
6. Indemnification
You agree to indemnify, defend, and hold harmless Fargo Funding, its affiliates, officers, directors, employees, agents, and Funding Partners from and against all claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising out of or related to:
Your use of our services,
Your submission of inaccurate or false information,
Your violation of these Terms or applicable Florida or federal law, or
Actions of third parties arising from your application or funding process.
7. Arbitration and Waiver of Legal Action
7.1 Binding Arbitration. Any dispute, controversy, or claim arising out of or relating to these Terms, our services, or any application submitted shall be resolved exclusively by binding arbitration in Miami-Dade County, Florida, administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
7.2 Waiver of Class Actions. You agree that disputes will be resolved only on an individual basis, and you hereby waive any right to participate in a class action, class arbitration, or representative proceeding.
7.3 Waiver of Jury Trial. By using our services, you knowingly and voluntarily waive any right to a trial by jury in any action or proceeding related to these Terms.
7.4 Limitation on Claims. To the maximum extent permitted by Florida law, you agree not to pursue litigation, lawsuits, or other legal proceedings against Fargo Funding related to communications, use of Funding Partners, or the collection and processing of applications.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any arbitration, legal action, or proceeding shall be brought exclusively in Miami-Dade County, Florida.
9. Severability
If any provision of these Terms is found to be invalid or unenforceable under Florida law, the remaining provisions shall continue in full force and effect.
10. Changes to Terms
Fargo Funding reserves the right to update, modify, or replace these Terms at any time. Changes will be effective immediately upon posting to our website.
11. Contact Us
If you have any questions about these Terms, please contact us at:
Fargo Funding
Email: info@fargo-funding.com
Phone: (718) 635-3917